PM Vishwakarma Yojana 2025 – 30 Lakh+ Karigar Register! ₹3 Lakh Loan + ₹15,000 Toolkit Kaise Milega?
✅ Verified Key Facts (2025):
- Launch: September 17, 2023 (Vishwakarma Jayanti)
- Registered: 30 lakh+ | Trained: 23 lakh+
- Loans sanctioned: 4.7 lakh+ worth ₹41,188 crore
- Free toolkit: ₹15,000 (e-voucher after skill assessment)
- Training stipend: ₹500 per day (via DBT)
- Basic training: 40 hours
- Loan: ₹1L (1st) + ₹2L (2nd) at only 5% interest
- Govt pays 8% interest to bank — aap sirf 5% dete ho
PM Vishwakarma Kya Hai?
PM Vishwakarma Yojana ek Central Sector Scheme hai — 18 traditional trades mein kaam karne wale karigaron ko recognize, train aur financially support karne ke liye. Scheme ka total outlay ₹13,000 crore hai (FY 2023-24 se 2027-28).
18 Eligible Trades — Poori List
🔨 Lohar (Blacksmith)
💍 Sunar (Goldsmith)
🏺 Kumhaar (Potter)
👞 Mochi (Cobbler)
✂️ Darzi (Tailor)
💈 Naai (Barber)
🪵 Suthar (Carpenter)
⛵ Naav Nirmaata (Boat maker)
🧺 Basket/Broom maker
🏗️ Raajmistri (Mason)
🏺 Moortikar (Sculptor)
🌸 Malakaar (Garland maker)
🧵 Bunkar (Weaver)
🪣 Dhobi (Washerman)
🎣 Machhua (Fisherman/Net maker)
🧲 Armourer
🛠️ Taalsmith (Locksmith)
🪆 Khilona/Gudiya Nirmaata (Toy/Doll maker)
Loan Structure — Verified
| Tranche | Amount | Interest (Aap Pay Karo) | Repayment |
|---|---|---|---|
| 1st Tranche | ₹1,00,000 | 5% only | 18 months |
| 2nd Tranche | ₹2,00,000 | 5% only | 30 months |
Step-by-Step: Kaise Milega Sab Kuch?
- Register: pmvishwakarma.gov.in → mobile + Aadhaar OTP
- Verification: Gram Panchayat / Urban Local Body se approve
- Certificate + ID Card milega
- Skill Assessment → 40-hour basic training enroll
- Stipend: ₹500/day directly bank mein during training
- Toolkit: ₹15,000 e-voucher milega — apna tool khareedein
- Loan: 1st tranche ₹1 lakh at 5% interest apply karein
💡 Important: Registration ke liye kisi agent ya dukaan ko paise mat dein. Registration bilkul free hai. Ek parivaar mein sirf ek member eligible. CSC locator: locator.csccloud.in
Helpline & Official Links
| Resource | Details |
|---|---|
| Official Website | pmvishwakarma.gov.in |
| Helpline | 17923 |
| CSC Locator | locator.csccloud.in |
Disclaimer: Yeh article informational hai. Official details ke liye pmvishwakarma.gov.in visit karein.