Ayushman Bharat PM-JAY 2025 – ₹5 Lakh Free Ilaaj Kaise Milega? 70+ Umar Walon Ko Bhi Free!

Updated: June 2025 | Source: pmjay.gov.in | Hindi + English

    ✅ Verified Key Facts (2025):
    Health cover: ₹5 lakh per family per year — cashless & paperless
Ayushman cards issued: 36.9 crore+ (as of March 2025)
Hospitals empanelled: 32,320+ across India
New (Oct 29, 2024): 70+ age ke sabhi senior citizens eligible — income limit nahi
ASHA workers, Anganwadi workers & helpers bhi covered
Pan-India cashless treatment — kisi bhi empanelled hospital mein

  

Ayushman Bharat Kya Hai?

Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) September 23, 2018 ko launch hui — yeh duniya ki sabse badi government-funded health insurance scheme hai. Garib aur kamzor parivaron ko ek saal mein ₹5 lakh tak ka muft cashless hospital treatment milta hai — koi premium nahi, koi deposit nahi.

October 2024 update: Ab 70 saal ya usse upar ke saare senior citizens — chahe unki income kuch bhi ho — cover hote hain. Inhe alag Ayushman Vaya Vandana Card milta hai.

Kaun Eligible Hai?

✅ SECC 2011 database mein listed garib rural/urban families (~55 crore log)
✅ 70 saal ya upar ke sabhi senior citizens (Oct 2024 se)
✅ ASHA workers, Anganwadi Workers & Helpers
✅ Construction workers, domestic workers, rag pickers (urban)
✅ Sewer/Septic Tank workers

Apna Naam Kaise Check Karein?

Visit: pmjay.gov.in
"Am I Eligible?" pe click karein
Mobile number daalein → OTP verify karein
State select karein → naam, ration card ya Aadhaar se search karein
Naam milne par: nearest empanelled hospital ya CSC se Ayushman Card banwayein

Kya Cover Hota Hai?

🏥 1,500+ medical & surgical packages

💊 3-day pre + 15-day post hospitalization

🔬 Diagnostic tests included

🩺 ICU charges included

🌐 Pan-India cashless (any empanelled hospital)

👴 70+ seniors: extra ₹5L cover (Vaya Vandana)

Helpline & Official Links

Resource	Details
Official Site	pmjay.gov.in
Helpline (Toll Free)	14555 / 1800111565
Hospital Search	hospitals.pmjay.gov.in

Disclaimer: Sahi aur latest information ke liye pmjay.gov.in visit karein.